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Check your policy before towing, says insurance provider

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Caravan insurance provider, Ripe Insurance, is urging UK caravan owners to check their policy ahead of upcoming holidays

According to Ripe Insurance’s internal data, in the event of an accident, the average cost of damage sustained while towing is £4,027.

Many caravan owners assume they are fully covered by their car insurance while towing, but, Ripe Insurance warns, most comprehensive policies only cover instances of third party liability, which protects against damage to a vehicle or injury to another person, but does not cover damage to the caravan itself.

John Woosey, founder of Ripe Insurance, says,

 

Confusion around towing rules is commonplace amongst caravan owners and, unfortunately, many do get caught out by this part of their motoring policy.

The last thing we want is for a holiday to be ruined by an unexpected bill – so we would urge caravanners to read up on the finer details of their insurance. This will help to ensure they’re covered for damage in the event of an emergency.

Ripe Insurance has also shared the following tips to ensure safe towing:

  1. Choose a type-approved towbar
  2. Ensure your mirrors meet legal requirements 
  3. Test your brakes before travel
  4. Drive with extra caution

 

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