Moving made easy

Maybe you’ve moved house many times. Maybe only once or twice. Whatever the distance and whatever the motivation (change of work location, perhaps, or a move to be nearer to family), everyone automatically associates the word ‘stressful’ with ‘house-move’; it seems they’re inextricably linked.

That is until you bring in another factor. Enter the words ‘park home’ to the vocabulary of the house move subject. The word ‘stressful’ goes out of the window straight away. This is why and how.

Buying a park home is the least stressful move you’ll ever make. That’s because there is a raft of support networks out there to remove the stress element.

No need to entangle with estate agents – and offers – and buyer-chains – and buyers pulling out – and buyers not furnishing their solicitor with the money by the agreed date. We’ve all experienced all or some of that, and you can’t hide from the stress it causes.

Part-exchange schemes

No need, in many cases, to sell your home; there are part-exchange schemes available that make the transition between bricks-and-mortar to park home so speedy, so efficient and simple. In many cases you are offered full market value on the home you are part-exchanging.

Some parks even pay solicitors’ fees.

No Stamp Duty

And no stamp duty is payable on a park home; that’s because the full name of Stamp Duty is ‘Stamp duty Land Tax’ and in almost all park home purchases, the buyer is buying the home not the land on which it sits. The absence of Stamp Duty is a huge saving.

Just how much you save, compared with buying a bricks-and-mortar house, depends on the purchase price of your park home; it’s a variable rate. For example, a property worth £250,000 attracts a Stamp Duty payment of £2500, but a home bought at £380,000 attracts a whopping £9000 in stamp duty.

And, of course, if you are buying a park home that is a lower value than the house you’re selling, you’re likely to be putting chunks of money in the bank as a result. All wins, then!

Like-minded people

Now, are you convinced about the financial advantages of a move to a park home? Add in the benefits of a move to an estate of park homes owned by like-minded people in similar semi-or-retired stage of life and the picture becomes even more attractive.

And how about the niceties? Probably for the first time in your life you have the opportunity of getting every appliance and piece of furniture new, all at once; few of us managed that when we bought our first homes. Buying a park home means that the whole package includes everything literally.

Insure your park home!

Finally, don't forget about the importance of insurance for your park home! You'd be wise to arrange cover with a specialist park home insurance provider.