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Insurance provider warns as caravan accidents hit summer peak


Insurance provider, Admiral Insurance, is issuing a warning to those towing a caravan as road accidents reach their summer peak

According to Admiral claims data, 20% of accidents involving a caravan happen in August, while 49% of caravan-related claims occur during the summer months.

Though this isn’t necessarily unexpected, with more caravans on the road in the summer holiday season, Admiral urges caravan owners to familiarise themselves with towing guidelines and double-check their insurance policy.

Click here to read about the current towing advice in the UK.

Clare Egan, Head of Motor at Admiral Insurance, says,


With many of us worried about the recent travel chaos, staycations remain a popular choice for holidaymakers this summer. We’re expecting to see many people hitting the roads with a caravan in tow. For some, this could be their first time driving with a caravan, so there are a lot of things they need to bear in mind for the benefit of all road users.

Before setting off on their journey, motorists will need to double-check that their driving licence covers them to tow and they will need to make sure that the vehicle used to pull the trailer is up to the job, so they can have a safe and enjoyable trip.

In late 2021, the driving laws changed which means anyone with a full driving licence can drive tow a caravan without any additional qualifications, but only if the maximum authorised mass (MAM) of the towing vehicle and caravan doesn’t exceed 3,500kg. Drivers still need to check the weight of their vehicles as not all caravans fall into this category.


Remember, you could be fined up to £1,000 and get three penalty points for failing to use suitable towing mirrors which would put a real dampener on your holiday, so make sure you’re fully prepared before you set off.

Read our advice on towing mirrors here.

Admiral Insurance also offers these tips before towing a caravan:

  • Close gas taps and lift connectors off the gas bottle(s)
  • Switch off all interior lights and other electrical equipment
  • Disconnect the mains supply and carefully stow the cable
  • Empty the fresh and waste water tanks
  • Stow all loose equipment and belongings with heavy items as low as possible
  • Make sure windows and rooflights, doors, hatches and aerials are secured
  • Lift all the prop-stands and make a final check of noseweight
  • Check that all the caravan's road lighting functions are working

By law you should also have a visual or audible warning on your vehicle to show the caravan indicators are working.

What's my car's caravan towing capacity? Work out your car's towing capacity with our free online Towmatch service here.


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28/07/2022 Share this story Share on Facebook icon Share on Twitter icon Share on Pinterest icon Share on Google Plus icon Share on Linked In icon Share via Email icon

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